Important Budget information: See the Budget 2014 - Student Overview page to find out how the 2014-15 Budget Announcement affects CSPs and HELP loans.

The HECS-HELP benefit provides an incentive for graduates of particular courses to take up related occupations or work in specified locations by reducing their compulsory HELP repayments. You may be eligible for the HECS‑HELP benefit if you have graduated in one of the following fields and fit the listed criteria.

Mathematics, statistics or science
  • Graduated from an undergraduate 'natural and physical science' field of education course (mathematics, science or statistics) after 30 June 2008.
  • Employed in a related occupation, including as a secondary school teacher of these subjects or as a primary school teacher.
Education, nursing or midwifery
  • Graduated from an education, nursing or midwifery course required for initial entry to a teaching or nursing profession after 30 June 2009.
  • Employed as a teacher or nurse/midwife.
Early childhood education
  • Graduated from an early childhood education teaching course.
  • Employed as an early childhood teacher.
  • Employed by a provider of pre-school education or childcare services in a regional or remote area, Indigenous community or area of high socio‑economic disadvantage, as specified in the HECS-HELP Benefit Guidelines (opens in a new window).

Please note that you may be eligible for more than one type of benefit. For example, an early childhood education teacher working in a rural/remote area may be eligible for both the Early Childhood Education HECS-HELP Benefit as well as the Education HECS-HELP Benefit. Applicants need to lodge a separate application for each benefit.

More information about applying for a HECS-HELP Benefit is available on the ATO website (opens in new window).