HELP booklets and fact sheets contain information about each Higher Education Loan Program (HELP) loan including a glossary of terms, eligibility criteria, how to apply for a HELP loan, withdrawing from study and repaying a HELP debt.

You must read the relevant booklet before submitting your HELP loan application, also known as an Electronic Commonwealth Assistance Form (eCAF). When you submit your eCAF, you are declaring you have read the form and booklet, you are aware of the terms and conditions of the HELP loan, and you understand your obligations.

2025 HELP publications

2025 Commonwealth supported places and HECS-HELP information booklet

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2025 Commonwealth supported places and HECS-HELP fact sheet

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2025 FEE-HELP information booklet

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2025 FEE-HELP fact sheet

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2025 OS-HELP statement of terms and conditions

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2025 OS-HELP statement of terms and conditions fact sheet

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2025 SA-HELP information booklet

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2025 SA-HELP fact sheet

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2025 STARTUP-HELP information booklet

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2025 STARTUP-HELP fact sheet

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Fee-Free Uni Ready Course - Commonwealth Supported Place information booklet

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