A date before the census date that your provider might set for submitting forms or making upfront payments

A higher education provider that is approved to offer CSPs and HELP loans

A ranking that Universities use to select students for their courses

The amount you can still borrow as a HELP loan

Study to allow overseas professionals to have their qualifications recognised in Australia

Legal deadline to make an upfront payment, apply for a HELP loan, or withdraw to avoid a HELP debt. More information at Key dates and terminology - Study Assist, Australian Government

A unique 10-digit number to apply for a CSP or HELP loan, replaced by a USI

A notice from your provider showing what units of study you have used a HELP loan to pay for

A notice from your provider showing what units of study you have used a HELP loan to pay for

A unique 10-digit number to apply for a CSP or HELP loan, replaced by a USI

Financial support for eligible students completing a placement

A subsidised enrolment where the Government pays part of your fees to reduce the cost of your course

A subsidised enrolment where the Government pays part of your fees to reduce the cost of your course

A subsidised enrolment where the Government pays part of your fees to reduce the cost of your course

A mandatory repayment towards your HELP debt when you earn over $54,435

Once you earn over $54,435 you have to make a compulsory HELP debt repayment

Once you earn over $54,435 you have to make a compulsory HELP debt repayment

Measures the change in the prices paid by households for goods and services

A course leading to a higher education award, like a bachelor degree

A subsidised enrolment where the Government pays part of your fees to reduce the cost of your course

The form you must submit to your provider to accept a CSP and/or apply for a HELP loan

A measure of your study load, 1 EFTSL is usually equal to 1 year of full -time study

The form you must submit to your provider to accept a CSP and/or apply for a HELP loan

A measure of your study load, 1 EFTSL is usually equal to 1 year of full -time study

A HELP loan to pay your fees when enrolled in a full fee-paying place

A fee applied to a FEE-HELP loan, currently 20%

An enrolment that is not subsidised by the Government and is full fee paying (not a CSP)

A HELP loan (also known as HECS) to pay your student contribution amount when enrolled in a CSP

A HELP loan (also known as HECS) to pay your student contribution amount when enrolled in a CSP

Higher education loan program

The amount you can still borrow as a HELP loan

This is how much you owe and must repay to the ATO for your loan (e.g. the debt owed for a HECS-HELP, FEE-HELP, or other type of HELP loan.

Loans available from the Australian Government for eligible students to pay their fees

A cap on the amount you can borrow from the Government using a HELP loan

Postgraduate degree which involves supervised research, like a PhD

Loans available from the Australian Government for eligible students to pay their fees

A broad term to describe a university or other type of provider (like an institute or college)

A broad term to describe a university or other type of provider (like an institute or college)

The relevant law covering CSPs and HELP loans

An amount added to your HELP debt on 1 June each year

A fee applied to a FEE-HELP loan, currently 20%

Minimum pass requirements if you are studying with Open Universities Australia (OUA).

A Government loan to help you pay for your overseas study expenses when on exchange

When your employer withholds regular amounts from your wage to cover your HELP debt compulsory repayment

When your employer withholds regular amounts from your wage to cover your HELP debt compulsory repayment

Further study undertaken after an undergraduate degree, at a higher level

Further study undertaken after an undergraduate degree, at a higher level

Australian universities that are not Government funded to offer CSPs and offer full fee-paying places

A broad term to describe a university or other type of higher education provider (like an institute or college)

Australian universities that are funded by the Australian Government to offer CSPs

Australian universities that are funded by the Australian Government to offer CSPs

Credit granted by your provider for previous study or experience relevant to your course

When a provider reverses/refunds your fees or HELP for units of study e.g under special circumstances.

The electronic Commonwealth Assistance Form (eCAF) you submit to your provider for a CSP/HELP loan

Australian towns are defined as rural, remote and very remote using the Modified Monash Model.

A Government loan to pay your student services and amenities fee (SSAF)

The maximum amount of time you can take to study in a CSP (7 years full-time)

Criteria you must meet if you did not withdraw before the census date and want a refund of fees or remission of HELP debt

An accelerator program undertaken for the purposes of a startup businesses

A Government loan to pay accelerator program course fees for Startup Year courses

Services available at your provider to help students navigate policies and procedures e.g appeals and complaints

The amount of fees you will pay as a Commonwealth supported student enrolled in a CSP

The amount of fees you will pay as a Commonwealth supported student enrolled in a CSP

The maximum amount of time you can take to study in a CSP (7 years full-time)

The maximum amount of time you can take to study in a CSP (7 years full-time)

A fee providers can charge for services and facilities such as sporting, financial advice and food services

A fee providers can charge for services and facilities such as sporting, financial advice and food services

A semester, trimester, term or other session depending on your course structure

A provider's policy explaining the support available to students to succeed

Personal identification number from the ATO you need to apply for a HELP loan

A one-off payment for regional or remote students relocating to study with a higher education provider.

Manages the course application and offers process for universities

Manages the course application and offers process for universities

Manages the course application and offers process for universities

Personal identification number from the ATO you need to apply for a HELP loan

When you repay your HELP debt and increase the amount you can borrow in future

Fees for each unit of study in your course.

Study undertaken after high school, usually at the bachelor degree level

Study undertaken after high school, usually at the bachelor degree level

A unique 10-digit number that you need to apply for a HELP loan

Courses are made up of individual units of study, also known as subjects

Courses are made up of individual units of study, also known as subjects

A unique 10-digit number that you need to apply for a HELP loan

A course that is not a higher education course, usually at the certificate or diploma level

A course that is not a higher education course, usually at the certificate or diploma level

An additional repayment of your HELP debt, over and above any compulsory repayment

Measures the change in job wages and salaries

You must follow your provider's process to drop a unit of study before the census date, to avoid getting a HELP debt

Income earned outside Australia